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Business Financing Options

Open For Business

Business Plumbing Financing Options Now Available!

If you have a plumbing emergency, remodeling project, need plumbing service, or are looking to upgrade your existing plumbing system, you may want to consider Financing options. Financing your business office improvements is a great way to stretch your payments and get the quality work done you need to keep your doors open and your staff and customers comfortable. 

French Connection Plumbing has partnered with reputable Financing companies to offer our customers the very best Financing options for their home improvement projects. 
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Receive personalized loan offers through Acorn Finance’s quick and simple pre-application online process. Our platform works with 28 lenders to help find the best lending products for your business.

You fill out one simple application. We’ll pair you with an experienced lending specialist who will get to know your business and find you the best options.

By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

ACORN FINANCE PRODUCT GUIDE

An overview of all of the credit products available through the Acorn Finance marketplace

Business Term Loan

Similar to a traditional bank loan, a business term loan is a lump sum amount lent to the business which you then pay back over a set period of time and regularly scheduled payments determined by your credit profile.

 

Business term loans are best used for established businesses who need to make a specific, one-off investment in their business.

Amount

$25K to $500K

Min Revenue

$10k per month

Term

1 to 5 years

Min Time in Business

6 months

Rates

7% to 30%

Minimum FICO

550

Popular Lenders

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Screen Shot 2022-03-08 at 8.05.24 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Short Term Business Loan

Similar to a traditional bank loan or a business term loan, a short-term business loan is a lump sum amount lent to the business which you then pay back over a set period of time (usually shorter than a business term loan or traditional bank loan).

Short-term business loans are best used for business owners who have short-term financing needs (cash

flow issues or small investments like renovations or repairs) and may not qualify for a longer term solution.

Amount

$2.5K to over $500K

Min Revenue

$10k per month

Term

3 to 18 months

Min Time in Business

6 months

Rates

Starting at 10%

Minimum FICO

500

Popular Lenders

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Screen Shot 2022-03-08 at 8.11.16 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Business Line of Credit

With a business line of credit, you can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.

 

Business lines of credit are best for business owners who have ongoing financing needs or fluctuating revenue and want a way to access varying amounts of capital when needed.

Amount

$10K to over $1M

Min Revenue

$10k per month

Term

6 months - 5 years

Min Time in Business

12 months

Rates

1-5%/month

Minimum FICO

550

Popular Lenders

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Screen Shot 2022-03-08 at 8.26.36 AM.png
By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Purchase of Receivables

A purchase of receivables is when a lender buys your future revenue from sales at a discount and you pay them back over a fixed period of time with fixed daily or weekly payments. In most cases the payments can fluctuate with your revenue so decreased sales mean lower payments.

 

Purchase of receivables are best for business owners who need working capital for any number of reasons and want the flexibility to lower payments if their revenue decreases.

Amount

$10K to over $1M

Min Revenue

$20k per month

Term

1 - 5 years

Min Time in Business

12 months

Rates

Starting at 12%

Minimum FICO

600

Popular Lenders

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Screen Shot 2022-03-08 at 8.46.56 AM.png
Screen Shot 2022-03-08 at 8.46.56 AM.png
By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Accounts Receivable Line of Credit

Similar to a standard line of credit, an accounts receivable line of credit provided the business with a maximum amount that can be drawn from when needed. Outstanding invoices or groups of invoices can be submitted to be paid upfront by the lender and then paid back over time.

 

Accounts receivable lines of credit are best for business owners who have slower paying business clients and want the flexibility to access funds when they need them and pay them back as they get paid.

Amount

$10K to over $1M

Min Facility Size

$50k

Term

1 - 5 years

Min Time in Business

6 months

Rates

0.5 - 3%

Minimum FICO

500

Popular Lenders

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Screen Shot 2022-03-08 at 8.59.13 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

SBA Loan

SBA loans are government-guaranteed term loans. The guarantee allows the SBA approved lenders to offer low-interest rate loans to business owners who might not qualify for a traditional bank loan. 

 

SBA loans are best for business owners who have a specific business use case in mind, have a strong financial standing and track record, and have the time to wait and go through the longer process.

Amount

$5K to over $5M

Min Revenue

$10k per month

Term

5 - 25 years

Min Time in Business

24 months

Rates

Starting at 7.75%

Minimum FICO

640

Popular Lenders

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Screen Shot 2022-03-08 at 9.08.25 AM.png
Screen Shot 2022-03-08 at 9.08.25 AM.png
By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Bank Loan

A bank loan is the most traditional and simple loan that can be used for a wide variety of business use cases. They have lower rates and long pay back terms but generally require a lot of paperwork and time spent at a bank branch. 

 

Bank loans are best for business owners that have been operational for many years, have steady and predictable revenue from a stable industry, and don’t mind putting in a lot of time and effort to wait for the low rates.

Amount

$10K to over $1M

Min Revenue

$10k per month

Term

1 - 10 years

Min Time in Business

6 months

Rates

7% - 20%

Minimum FICO

600

Popular Lenders

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Screen Shot 2022-03-08 at 9.14.50 AM.png
By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Bank Line of Credit

A bank line of credit is essentially the same as a standard line of credit allowing the business to draw from their pre-determined limit when they need it and only pay interest on that amount until it’s paid back. 

 

Bank lines of credit are best for business owners who meet the requirements for a bank loan but want the flexibility of a line of credit to only access funds when they need them from month to month.

Amount

$10K to over $1M

Min Revenue

$10k per month

Term

1 - 5 years

Min Time in Business

6 months

Rates

7% - 20%

Minimum FICO

600

Popular Lenders

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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

eCommerce Marketplace Financing

Businesses that primarily sell their product on marketplaces like Shopify, Amazon, or BigCommerce can use eCommerce marketplace financing by connecting all of their marketplaces to the lender's platform. Based on sales history, they can access funds up front to purchase inventory or run marketing campaigns to drive more sales through those platforms. 

 

Ecommerce marketplace financing is best for eCommerce sellers that want to leverage their sales to continue to grow.

Amount

$10K to over $500k

Min Revenue

$10k per month

Term

3 - 24 months

Min Time in Business

6 months

Rates

7% - 30%

Minimum FICO

500

Popular Lenders

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Screen Shot 2022-03-08 at 9.22.50 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Commercial Real Estate Loan

Businesses that want to expand into a new location or acquire their first building can use a commercial real estate loan to do so and keep available cash for other business purposes. 

 

Commercial Real Estate Loans are best for business owners that have well-established businesses that are in good credit and financial standing.

Amount

$100K to over $15M

Min Revenue

$10k per month

Term

15 - 30 years

Min Time in Business

6 months

Rates

5% - 12%

Minimum FICO

600

Popular Lenders

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Screen Shot 2022-03-08 at 9.28.25 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Ad Financing

Businesses that do a lot of social media advertising as part of their core business can use ad financing to directly fund their facebook or other social media ad account and pay back the amount over time like a traditional loan. 

 

Ad financing is best for business owners that want to use funds specifically for advertising their goods or services on social media platforms by directly funding those accounts.

Amount

$10K to over $500k

Min Revenue

$10k per month

Term

3 - 24 months

Min Time in Business

6 months

Rates

7% - 30%

Minimum FICO

550

Popular Lenders

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Screen Shot 2022-03-08 at 9.35.27 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Inventory Purchase Financing

Businesses who have a lot of costs associated with purchasing inventory can finance the purchase of that inventory and pay back the amount over time as they sell that inventory. 

 

Inventory purchase financing is best for business owners that have large inventory requirements which take a while to turn into sales and revenue. It can be used to purchase large amounts of inventory when needed like during a busy season.

Amount

$10K to $1M

Min Revenue

$10k per month

Term

3 - 24 months

Min Time in Business

6 months

Rates

7% - 30%

Minimum FICO

600

Popular Lenders

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Screen Shot 2022-03-08 at 9.40.48 AM.png
By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Supplies / Materials Financing

Supplies financing or materials financing is a means for businesses to finance the purchase of a specific set of supplies or materials for a project generally used in construction. Like a short-term loan, the amount is paid back over a set period of time with daily/weekly payments.

 

Supplies/materials financing is best for construction businesses working on a project that requires a lot of materials to be purchased up front for which they won’t be repaid for a month or more.

Amount

$5K to $500K

Min Revenue

$41k per month

Term

30 - 120 days

Min Time in Business

1 month

Rates

2% - 10%

Minimum FICO

600

Popular Lenders

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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Start-Up Credit Cards

Growing businesses can use a startup credit card to pay for all the little things they need to keep growing. Just like a normal credit card, it can be used online, for software subscriptions, or any other use case and accrues interest on the monthly balance. 

 

Startup credit cards are best for business owners that want a savvy way to hold onto their available cash and have the flexibility to have access to funds when they need them.

Amount

$10K to over $1M

Min Revenue

$10k per month

Term

1 - 5 years

Min Time in Business

6 months

Rates

7% - 30%

Minimum FICO

600

Popular Lenders

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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Equipment Financing

With equipment financing, the lender will provide you the cash you need to purchase a piece of equipment for your business. You then pay back the total amount, plus the interest, over a set period of time. 

 

Equipment financing is best for business owners who have a specific piece of equipment they want to purchase and spread the cost out over time.

Amount

up to 100% of value

Min Revenue

$10k per month

Term

expected life of equip

Min Time in Business

1 month

Rates

8% - 30%

Minimum FICO

600

Popular Lenders

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Screen Shot 2022-03-08 at 9.59.20 AM.png
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By clicking "Apply Now", you will be directed to a 3rd party website to start the application process.

Merchant Cash Advance

Businesses that sell their goods or services through a point-of-sale system, like restaurants or ecommerce stores, can receive a merchant cash advance that is paid back as a percentage of daily credit card transactions. 

 

Merchant cash advances are best for businesses that need some upfront capital to invest in their business and want the flexibility to pay back over time on a percentage of revenue basis.